/* ============================================================
   Hub B — Locations Hub (igual-child)
   Palette: igual navy #09172e · brown accent #b8967e
   BEM. Mobile-first. Breakpoints: 768, 1024, 1280.
   All classes prefixed hub- to avoid collisions with igual parent.
   ============================================================ */

/* ---------- Tokens ---------- */
:root {
  /* igual palette */
  --hub-navy:       #09172e;   /* igual dark navy */
  --hub-navy-2:     #1f2f4a;   /* mid navy */
  --hub-accent:     #b8967e;   /* igual brown */
  --hub-accent-dk:  #a07060;   /* darker brown */
  --hub-ink:        #262626;   /* heading ink */
  --hub-ink-2:      #4a4a4a;   /* body text */
  --hub-ink-3:      #797979;   /* muted */
  --hub-paper:      #faf8f6;   /* warm off-white bg */
  --hub-paper-tint: #f2ede8;   /* warm tint */
  --hub-line:       #e0d5ca;   /* warm border */
  --hub-ok:         #1E6B41;   /* success green */
  --hub-white:      #FFFFFF;

  --hub-font: 'DM Sans', 'Marcellus', system-ui, -apple-system, sans-serif;

  --hub-radius:      12px;
  --hub-radius-sm:   8px;
  --hub-radius-pill: 999px;

  --hub-shadow-card: 0 8px 32px rgba(9,23,46,.12);
  --hub-shadow-soft: 0 20px 60px rgba(9,23,46,.10);

  --hub-gutter-mobile: 20px;
  --hub-gutter-tablet: 32px;
  --hub-gutter-desk:   56px;
}

/* ---------- Base reset (scoped) ---------- */
.hub-container {
  width: 100%;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
  padding-left: var(--hub-gutter-mobile);
  padding-right: var(--hub-gutter-mobile);
}
@media (min-width: 768px) {
  .hub-container {
    padding-left: var(--hub-gutter-tablet);
    padding-right: var(--hub-gutter-tablet);
  }
}
@media (min-width: 1024px) {
  .hub-container {
    padding-left: var(--hub-gutter-desk);
    padding-right: var(--hub-gutter-desk);
  }
}

/* ---------- Shared components ---------- */
.hub-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 14px;
  border-radius: var(--hub-radius-pill);
  font-size: 13px;
  font-weight: 600;
  font-family: var(--hub-font);
}
.hub-badge--tint  { background: var(--hub-paper-tint); color: var(--hub-navy); border: 1px solid var(--hub-line); }
.hub-badge__dot   { width: 8px; height: 8px; background: var(--hub-ok); border-radius: 50%; flex-shrink: 0; }

.hub-card { background: var(--hub-white); border: 1px solid var(--hub-line); border-radius: var(--hub-radius); }
.hub-card--shadow { box-shadow: var(--hub-shadow-card); }

.hub-icon         { width: 16px; height: 16px; display: inline-block; vertical-align: middle; }
.hub-icon--inline { margin-left: 6px; }
.hub-icon--white  { filter: brightness(0) invert(1); }
.hub-icon svg     { width: 100%; height: 100%; }

/* ---------- Buttons ---------- */
.hub-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-family: var(--hub-font);
  font-weight: 600;
  font-size: 14px;
  letter-spacing: .02em;
  padding: 13px 22px;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background .18s, color .18s, border-color .18s, box-shadow .18s;
  border-radius: var(--hub-radius-sm);
}
.hub-btn--pill   { border-radius: var(--hub-radius-pill); }
.hub-btn--lg     { padding: 15px 28px; font-size: 15px; }
.hub-btn--block  { width: 100%; justify-content: center; }

.hub-btn--primary {
  background: var(--hub-navy);
  color: var(--hub-white);
  border-color: var(--hub-navy);
}
.hub-btn--primary:hover {
  background: var(--hub-navy-2);
  border-color: var(--hub-navy-2);
}

.hub-btn--accent {
  background: var(--hub-accent);
  color: var(--hub-white);
  border-color: var(--hub-accent);
}
.hub-btn--accent:hover {
  background: var(--hub-accent-dk);
  border-color: var(--hub-accent-dk);
}

.hub-btn--ghost {
  background: transparent;
  color: var(--hub-navy);
  border-color: var(--hub-navy);
}
.hub-btn--ghost:hover {
  background: var(--hub-navy);
  color: var(--hub-white);
}

.hub-btn--ghost-dark {
  background: rgba(255,255,255,.15);
  color: var(--hub-white);
  border-color: rgba(255,255,255,.7);
}
.hub-btn--ghost-dark:hover {
  background: rgba(255,255,255,.28);
  border-color: var(--hub-white);
}

/* ---------- Breadcrumb ---------- */
/* Breadcrumb — standalone bar below igual fixed navbar */
/* Push breadcrumb below the fixed igual navbar (80px height) */
body.ssd-hub-page { padding-top: 80px; }
@media (max-width: 767px) { body.ssd-hub-page { padding-top: 70px; } }

.hub-breadcrumb {
  width: 100%;
  background: var(--hub-white);
  border-top: 3px solid var(--hub-accent);
  border-bottom: 1px solid var(--hub-line);
  padding: 8px 0;
  font-size: 13px;
  color: var(--hub-ink-2);
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hub-breadcrumb__link       { color: var(--hub-ink-2); text-decoration: none; }
.hub-breadcrumb__link:hover { color: var(--hub-accent); }
.hub-breadcrumb__sep        { margin: 0 8px; color: #B7BCC6; font-size: 11px; }
.hub-breadcrumb__current    { color: var(--hub-ink); font-weight: 600; }

/* ──────────────────────────────────────────────
   §2 HERO
────────────────────────────────────────────── */
.hub-hero {
  position: relative;
  overflow: hidden;
  background: #182d4a;
  color: var(--hub-white);
  padding: 4rem 0 5rem;
}

/* Breadcrumb sits at top of hero, flush below igual header */
.hub-hero .hub-breadcrumb {
  background: rgba(0,0,0,.18);
  border-bottom: 1px solid rgba(255,255,255,.1);
  padding: .55rem 0;
  margin-bottom: 3rem;
}
.hub-hero .hub-breadcrumb__link       { color: rgba(255,255,255,.75); }
.hub-hero .hub-breadcrumb__link:hover  { color: var(--hub-white); text-decoration: underline; }
.hub-hero .hub-breadcrumb__sep         { color: rgba(255,255,255,.4); }
.hub-hero .hub-breadcrumb__current     { color: rgba(255,255,255,.5); }
.hub-hero__blob {
  position: absolute;
  top: -120px; right: -80px;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(184,150,126,.18) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hub-hero__inner {
  display: grid;
  gap: 2.5rem;
}
@media (min-width: 1024px) {
  .hub-hero__inner { grid-template-columns: 1fr 380px; align-items: start; gap: 3rem; }
}

.hub-hero__title {
  font-size: clamp(2rem, 4.5vw, 3rem);
  font-weight: 800;
  line-height: 1.18;
  color: var(--hub-white);
  margin: 1rem 0 1.2rem;
}
.hub-hero__title-accent { color: var(--hub-accent); }
.hub-hero__lede { font-size: 1.05rem; line-height: 1.7; color: rgba(255,255,255,.85); margin-bottom: 2rem; }
.hub-hero__actions { display: flex; flex-wrap: wrap; gap: .75rem; }

/* Numbers card */
.hub-hero__numbers { padding: 1.6rem 1.8rem; }
.hub-hero__numbers-eyebrow {
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--hub-accent);
  margin-bottom: 1.2rem;
}
.hub-hero__numbers-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem 1.5rem; }
.hub-hero__num-val   { font-size: 1.9rem; font-weight: 800; color: var(--hub-navy); line-height: 1.1; }
.hub-hero__num-label { font-size: .78rem; color: var(--hub-ink-3); margin-top: .2rem; }
.hub-hero__numbers-note {
  margin-top: 1.2rem;
  padding-top: 1rem;
  border-top: 1px solid var(--hub-line);
  font-size: .8rem;
  color: var(--hub-ink-3);
  display: flex;
  align-items: center;
  gap: .5rem;
  flex-wrap: wrap;
}
.hub-hero__numbers-pill {
  background: var(--hub-navy);
  color: var(--hub-white);
  font-size: .68rem;
  font-weight: 700;
  letter-spacing: .06em;
  padding: .2rem .5rem;
  border-radius: 4px;
}

/* ──────────────────────────────────────────────
   §3 KEY FACTS
────────────────────────────────────────────── */
.hub-key-facts { padding: 4rem 0; background: var(--hub-paper); }
.hub-key-facts__panel {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 2.5rem 2rem;
}
.hub-key-facts__head { margin-bottom: 2rem; }
.hub-key-facts__title { font-size: 1.4rem; font-weight: 700; color: var(--hub-navy); margin-bottom: .3rem; }
.hub-key-facts__kicker { font-size: .8rem; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); }
.hub-key-facts__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.2rem;
  list-style: none;
  margin: 0; padding: 0;
}
@media (min-width: 640px) { .hub-key-facts__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .hub-key-facts__grid { grid-template-columns: repeat(3, 1fr); } }

.hub-key-facts__card {
  background: var(--hub-paper-tint);
  border: 1px solid var(--hub-line);
  border-left: 4px solid var(--hub-accent);
  border-radius: var(--hub-radius-sm);
  padding: 1.1rem 1.2rem;
}
.hub-key-facts__icon { display: block; width: 20px; height: 20px; margin-bottom: .5rem; color: var(--hub-accent); }
.hub-key-facts__icon svg { width: 100%; height: 100%; }
.hub-key-facts__term { font-weight: 700; font-size: .88rem; color: var(--hub-navy); margin-bottom: .3rem; }
.hub-key-facts__def  { font-size: .85rem; color: var(--hub-ink-2); line-height: 1.55; }
.hub-key-facts__def a { color: var(--hub-navy); text-decoration: underline; }

/* ──────────────────────────────────────────────
   §4 CTA BRIDGE
────────────────────────────────────────────── */
.hub-cta-bridge {
  position: relative;
  overflow: hidden;
  background: var(--hub-navy);
  padding: 3rem 0;
}
.hub-cta-bridge__inner {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
  align-items: center;
}
@media (min-width: 1024px) { .hub-cta-bridge__inner { flex-wrap: nowrap; gap: 3rem; } }
.hub-cta-bridge__ring {
  position: absolute;
  right: -100px; top: -100px;
  width: 380px; height: 380px;
  border: 60px solid rgba(184,150,126,.12);
  border-radius: 50%;
  pointer-events: none;
}
.hub-cta-bridge__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .5rem; }
.hub-cta-bridge__title { font-size: 1.35rem; font-weight: 700; color: var(--hub-white); margin-bottom: .5rem; }
.hub-cta-bridge__lede { font-size: .93rem; color: rgba(255,255,255,.78); line-height: 1.6; }
.hub-cta-bridge__actions { display: flex; flex-wrap: wrap; gap: .75rem; flex-shrink: 0; }

/* ──────────────────────────────────────────────
   §5a A-Z DIRECTORY
────────────────────────────────────────────── */
.hub-az { padding: 3.5rem 0 2rem; background: var(--hub-white); }
.hub-az__head { margin-bottom: 1.5rem; }
.hub-az__title { font-size: 1.3rem; font-weight: 700; color: var(--hub-navy); }
.hub-az__meta  { font-size: .82rem; color: var(--hub-ink-3); margin-top: .25rem; }
.hub-az__list  { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; margin: 0; padding: 0; }
.hub-az__pill  {
  display: inline-block;
  padding: .38rem .9rem;
  background: var(--hub-paper-tint);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-pill);
  font-size: .85rem;
  font-weight: 500;
  color: var(--hub-navy);
  text-decoration: none;
  transition: background .16s, border-color .16s;
}
.hub-az__pill:hover { background: var(--hub-navy); color: var(--hub-white); border-color: var(--hub-navy); }

/* ──────────────────────────────────────────────
   §5b STATE CARD GRID
────────────────────────────────────────────── */
.hub-state-grid { padding: 2rem 0 4rem; background: var(--hub-white); }
.hub-state-grid__inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}
@media (min-width: 640px)  { .hub-state-grid__inner { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .hub-state-grid__inner { grid-template-columns: repeat(3, 1fr); } }

.hub-state-card {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: box-shadow .2s, transform .2s;
}
.hub-state-card:hover { box-shadow: var(--hub-shadow-card); transform: translateY(-2px); }

.hub-state-card__flag {
  position: relative;
  height: 120px;
  overflow: hidden;
}
.hub-state-card__flag-img { width: 100%; height: 100%; object-fit: cover; }
.hub-state-card__flag-placeholder {
  width: 100%; height: 100%;
  background: var(--hub-paper-tint);
  display: grid;
  place-items: center;
}
.hub-state-card__flag-placeholder span {
  font-size: 36px;
  font-weight: 800;
  color: var(--hub-navy);
  opacity: .25;
}
.hub-state-card__badge {
  position: absolute;
  top: 10px; right: 10px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: .25rem .65rem;
  background: var(--hub-white);
  border-radius: var(--hub-radius-pill);
  font-size: .72rem;
  font-weight: 600;
  color: var(--hub-navy);
  box-shadow: 0 2px 6px rgba(9,23,46,.1);
}
.hub-state-card__badge-dot { width: 7px; height: 7px; background: var(--hub-ok); border-radius: 50%; }

.hub-state-card__body { padding: 1.2rem 1.3rem; display: flex; flex-direction: column; flex: 1; }
.hub-state-card__title { font-size: 1rem; font-weight: 700; margin-bottom: .35rem; }
.hub-state-card__title a { color: var(--hub-navy); text-decoration: none; }
.hub-state-card__title a:hover { color: var(--hub-accent); }
.hub-state-card__kicker { font-size: .75rem; color: var(--hub-ink-3); margin-bottom: .6rem; }
.hub-state-card__copy  { font-size: .85rem; color: var(--hub-ink-2); line-height: 1.55; flex: 1; margin-bottom: .9rem; }
.hub-state-card__cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: .6rem .9rem;
  background: var(--hub-paper-tint);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-sm);
  font-size: .83rem;
  font-weight: 600;
  color: var(--hub-navy);
  text-decoration: none;
  transition: background .16s;
  margin-top: auto;
}
.hub-state-card__cta:hover { background: var(--hub-navy); color: var(--hub-white); }
.hub-state-card__cta .hub-icon svg { fill: currentColor; }

/* ──────────────────────────────────────────────
   §6 TOPICAL AUTHORITY
────────────────────────────────────────────── */
.hub-topical { padding: 4rem 0; background: #eef3f8; }

/* Left-aligned header — matches screenshot */
.hub-topical__head { max-width: 680px; margin: 0 0 2.5rem; text-align: left; }
.hub-topical__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .6rem; }
.hub-topical__title { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; color: var(--hub-navy); margin-bottom: .7rem; line-height: 1.2; }
.hub-topical__lede  { font-size: .95rem; color: var(--hub-ink-2); line-height: 1.65; }

/* 2-column grid — matches screenshot */
.hub-topical__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.2rem;
}
@media (min-width: 768px) { .hub-topical__grid { grid-template-columns: 1fr 1fr; } }

/* Large cards with generous padding */
.hub-topical__card {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 2rem 2rem 2.2rem;
  display: flex;
  flex-direction: column;
  gap: .9rem;
  transition: box-shadow .2s;
}
.hub-topical__card:hover { box-shadow: var(--hub-shadow-card); }

/* Pill-shaped number badge — matches screenshot */
.hub-topical__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px; height: 28px;
  background: var(--hub-paper-tint);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-pill);
  font-size: .75rem;
  font-weight: 700;
  color: var(--hub-navy);
  letter-spacing: .04em;
  opacity: 1;
  margin-bottom: .2rem;
  align-self: flex-start;
}

.hub-topical__card-title { font-size: 1.05rem; font-weight: 700; color: var(--hub-navy); line-height: 1.3; }
.hub-topical__card-body  { font-size: .9rem; color: var(--hub-ink-2); line-height: 1.7; margin: 0; }

/* ──────────────────────────────────────────────
   §7 PROCESS
────────────────────────────────────────────── */
.hub-process { padding: 4rem 0; background: var(--hub-paper-tint); }
.hub-process__head { margin-bottom: 2.5rem; text-align: center; }
.hub-process__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .5rem; }
.hub-process__title { font-size: clamp(1.3rem, 2.5vw, 1.75rem); font-weight: 700; color: var(--hub-navy); }
.hub-process__grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.2rem;
}
@media (min-width: 768px)  { .hub-process__grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1024px) { .hub-process__grid { grid-template-columns: repeat(4, 1fr); } }

/* Card-style step — filled circle number, white card, rounded */
.hub-process__step {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 1.6rem 1.4rem 1.8rem;
  display: flex;
  flex-direction: column;
  gap: .75rem;
  box-shadow: 0 2px 12px rgba(9,23,46,.06);
  transition: box-shadow .2s, transform .2s;
}
.hub-process__step:hover {
  box-shadow: var(--hub-shadow-card);
  transform: translateY(-2px);
}
.hub-process__num {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--hub-navy);
  color: var(--hub-white);
  font-size: .88rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  opacity: 1;
  margin-bottom: .25rem;
}
.hub-process__step-title { font-size: .97rem; font-weight: 700; color: var(--hub-navy); line-height: 1.35; }
.hub-process__step-body  { font-size: .85rem; color: var(--hub-ink-2); line-height: 1.65; margin: 0; }

/* ──────────────────────────────────────────────
   §8 TRUST / E-E-A-T
────────────────────────────────────────────── */
.hub-trust { padding: 4rem 0; background: #eef3f8; }
.hub-trust__layout {
  display: grid;
  gap: 2.5rem;
}
@media (min-width: 1024px) { .hub-trust__layout { grid-template-columns: 1fr 340px; align-items: start; } }

.hub-trust__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .5rem; }
.hub-trust__title { font-size: clamp(1.3rem, 2.5vw, 1.75rem); font-weight: 700; color: var(--hub-navy); margin-bottom: .8rem; }
.hub-trust__lede  { font-size: .95rem; color: var(--hub-ink-2); line-height: 1.65; margin-bottom: 1.5rem; }

.hub-trust__memberships { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; margin: 0 0 1.5rem; padding: 0; }
.hub-trust__membership {
  padding: .3rem .75rem;
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-pill);
  font-size: .78rem;
  font-weight: 600;
  color: var(--hub-navy);
}

.hub-trust__founders { display: flex; flex-direction: column; gap: .75rem; }
.hub-trust__founder  { display: flex; align-items: center; gap: .75rem; }
.hub-trust__founder-mark {
  width: 44px; height: 44px;
  background: var(--hub-navy);
  color: var(--hub-white);
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-size: .85rem;
  font-weight: 700;
  flex-shrink: 0;
}
.hub-trust__founder-name { font-size: .9rem; font-weight: 700; color: var(--hub-navy); }
.hub-trust__founder-role { font-size: .8rem; color: var(--hub-ink-3); }

/* Sidebar */
.hub-trust__side { display: flex; flex-direction: column; gap: 1.5rem; }

.hub-trust__rating {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 1.5rem;
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.hub-trust__rating-score { font-size: 2.8rem; font-weight: 800; color: var(--hub-navy); line-height: 1; flex-shrink: 0; }
.hub-trust__rating-stars { color: var(--hub-accent); font-size: 1.1rem; margin-bottom: .3rem; }
.hub-trust__rating-copy  { font-size: .8rem; color: var(--hub-ink-3); line-height: 1.5; }

.hub-trust__press {
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 1.2rem 1.5rem;
}
.hub-trust__press-title { font-size: .75rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--hub-ink-3); margin-bottom: .75rem; }
.hub-trust__press-list  { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: .5rem; }
.hub-trust__press-item a {
  display: flex; align-items: center; justify-content: space-between;
  font-size: .88rem; font-weight: 600; color: var(--hub-navy); text-decoration: none;
}
.hub-trust__press-item a:hover { color: var(--hub-accent); }
.hub-trust__press-arrow { font-size: .78rem; font-weight: 400; color: var(--hub-ink-3); }

/* ──────────────────────────────────────────────
   §9 FAQ
────────────────────────────────────────────── */
.hub-faq { padding: 4rem 0; background: var(--hub-white); }
.hub-faq__layout {
  display: grid;
  gap: 2.5rem;
}
@media (min-width: 1024px) { .hub-faq__layout { grid-template-columns: 300px 1fr; align-items: start; } }

.hub-faq__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .5rem; }
.hub-faq__title { font-size: 1.25rem; font-weight: 700; color: var(--hub-navy); margin-bottom: .6rem; }
.hub-faq__lede  { font-size: .88rem; color: var(--hub-ink-3); line-height: 1.6; margin-bottom: 1rem; }
.hub-faq__ask   { font-size: .85rem; font-weight: 600; color: var(--hub-navy); text-decoration: underline; }
.hub-faq__ask:hover { color: var(--hub-accent); }

.hub-faq__item {
  border-bottom: 1px solid var(--hub-line);
}
.hub-faq__item:first-of-type { border-top: 1px solid var(--hub-line); }
.hub-faq__q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 0;
  font-size: .95rem;
  font-weight: 600;
  color: var(--hub-navy);
  cursor: pointer;
  list-style: none;
}
.hub-faq__q::-webkit-details-marker { display: none; }
.hub-faq__icon { font-size: 1.2rem; font-weight: 300; color: var(--hub-accent); flex-shrink: 0; transition: transform .2s; }
details[open] .hub-faq__icon { transform: rotate(45deg); }
.hub-faq__a {
  padding: 0 0 1.1rem;
  font-size: .9rem;
  color: var(--hub-ink-2);
  line-height: 1.7;
}

/* ──────────────────────────────────────────────
   §10 CONVERSION FORM
────────────────────────────────────────────── */
.hub-conversion { padding: 4.5rem 0; background: var(--hub-paper-tint); }
.hub-conversion__panel {
  display: grid;
  gap: 2.5rem;
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius);
  padding: 2.5rem 2rem;
}
@media (min-width: 1024px) {
  .hub-conversion__panel { grid-template-columns: 1fr 1fr; align-items: start; padding: 3rem 3.5rem; }
}

.hub-conversion__eyebrow { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--hub-accent); margin-bottom: .5rem; }
.hub-conversion__title { font-size: clamp(1.2rem, 2.5vw, 1.6rem); font-weight: 700; color: var(--hub-navy); margin-bottom: .8rem; }
.hub-conversion__lede  { font-size: .92rem; color: var(--hub-ink-2); line-height: 1.65; margin-bottom: 1.5rem; }

.hub-conversion__phone-card {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--hub-paper-tint);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-sm);
  padding: 1rem 1.2rem;
}
.hub-conversion__phone-icon {
  width: 40px; height: 40px;
  background: var(--hub-navy);
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
}
.hub-conversion__phone-icon svg { width: 18px; height: 18px; fill: var(--hub-white); }
.hub-conversion__phone-label { font-size: .78rem; color: var(--hub-ink-3); }
.hub-conversion__phone-num   { font-size: 1.05rem; font-weight: 700; color: var(--hub-navy); text-decoration: none; }
.hub-conversion__phone-num:hover { color: var(--hub-accent); }

/* Form */
.hub-form { display: flex; flex-direction: column; gap: .9rem; }
.hub-form__field { display: flex; flex-direction: column; gap: .3rem; }
.hub-form__label { font-size: .83rem; font-weight: 600; color: var(--hub-navy); }
.hub-form__input {
  width: 100%;
  padding: .7rem .9rem;
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-sm);
  font-size: .93rem;
  font-family: var(--hub-font);
  color: var(--hub-ink);
  background: var(--hub-white);
  transition: border-color .16s, box-shadow .16s;
}
.hub-form__input:focus {
  outline: none;
  border-color: var(--hub-navy);
  box-shadow: 0 0 0 3px rgba(9,23,46,.1);
}
.hub-form__input--textarea { resize: vertical; min-height: 90px; }
.hub-form__note  { font-size: .75rem; color: var(--hub-ink-3); }
.hub-form__legal { font-size: .74rem; color: var(--hub-ink-3); line-height: 1.5; margin-top: .5rem; }
.hub-form__notice {
  padding: .75rem 1rem;
  border-radius: var(--hub-radius-sm);
  font-size: .88rem;
  font-weight: 600;
}
.hub-form__notice--ok    { background: #e6f5ec; color: #1E6B41; border: 1px solid #b0d8bc; }
.hub-form__notice--error { background: #fdecea; color: #a32a2a; border: 1px solid #f0b4b4; }

/* ── Attorney cards in hub trust / E-E-A-T section ── */
.hub-trust__attorneys {
  display: grid;
  grid-template-columns: 1fr;
  gap: .85rem;
  margin-top: .5rem;
}
@media (min-width: 640px) {
  .hub-trust__attorneys { grid-template-columns: 1fr 1fr; }
}
.hub-trust__attorney {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--hub-white);
  border: 1px solid var(--hub-line);
  border-radius: var(--hub-radius-sm);
  padding: .75rem 1rem;
}
.hub-trust__attorney-photo {
  width: 52px; height: 52px;
  border-radius: 50%;
  overflow: hidden;
  background: var(--tone, var(--hub-navy));
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.hub-trust__attorney-photo img { width: 100%; height: 100%; object-fit: cover; }
.hub-trust__attorney-initials  { font-size: .95rem; font-weight: 700; color: rgba(255,255,255,.8); }
.hub-trust__attorney-meta      { flex: 1; min-width: 0; }
.hub-trust__attorney-name      { font-size: .92rem; font-weight: 700; color: var(--hub-navy); margin-bottom: .15rem; }
.hub-trust__attorney-name a    { color: var(--hub-navy); text-decoration: none; }
.hub-trust__attorney-name a:hover { color: var(--hub-accent); text-decoration: underline; }
.hub-trust__attorney-role      { font-size: .78rem; color: var(--hub-accent); font-weight: 600; }
.hub-trust__attorney-bar       { font-size: .75rem; color: var(--hub-ink-3); margin-top: .1rem; }