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Work Incentive Programs: Returning to Work While Receiving SSDI or SSI

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For individuals receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), returning to work may seem daunting, especially with the concern of losing benefits. However, there are work incentive programs available that allow beneficiaries to return to the workforce without immediately losing their benefits. At American Disability Action Group, our Arkansas & Nationwide Social Security Disability Attorneys can help you find the right work incentive program for you.

Understanding the Ticket to Work Program

The Ticket to Work (TTW) program is a nationwide initiative designed to help SSDI and SSI beneficiaries transition back to work while offering protection for their benefits. For residents of Texas, as well as those in Arkansas, Oklahoma, Mississippi, Tennessee, and Louisiana, the Ticket to Work program is an essential resource that provides vocational rehabilitation, job placement services, and career counseling—at no cost to the participant.

One of the key benefits of the TTW program is that it allows beneficiaries to test their ability to work without immediately losing their disability benefits. Under this program, SSDI or SSI recipients can participate in a “trial work period” of up to nine months, during which they can earn income without risking their benefits. The trial work period offers a flexible opportunity for individuals to explore employment options while having a financial safety net in place.

Work Incentives Planning and Assistance (WIPA)

WIPA programs are available in all states and provide free services to help SSDI and SSI beneficiaries understand how returning to work will impact their benefits. Certified benefits counselors work one-on-one with individuals to offer advice on employment options, ensure their benefits are protected, and explain how work incentive programs can be used effectively.

Plan to Achieve Self-Support (PASS)

The PASS program is designed to help SSI beneficiaries pursue education, vocational training, or start a business without immediately losing their SSI benefits. This program allows beneficiaries to set aside funds for these goals, ensuring they can continue working toward financial self-sufficiency. It is an excellent option for individuals looking to build a career or gain new skills while still receiving SSI support.

Keeping Medicaid and Medicare While Working

One major concern for SSDI and SSI recipients is losing healthcare coverage if they return to work. In Texas, as well as in Arkansas, Oklahoma, Mississippi, Tennessee, and Louisiana, SSDI beneficiaries can continue to receive Medicare for up to 93 months after the trial work period ends, provided they are still disabled. SSI recipients in Texas can also keep their Medicaid coverage if their income remains below the state’s eligibility threshold.

Seek Legal Assistance Today

Returning to work while receiving SSDI or SSI can be a challenging decision, but the Ticket to Work program and other work incentive initiatives in Texas provide the necessary support to ease this transition. Whether you’re a beneficiary in Texas, Arkansas, Oklahoma, Mississippi, Tennessee, or Louisiana, these programs offer valuable opportunities to test your ability to work, receive vocational assistance, and maintain your benefits as you explore new career paths.

At the American Disability Action Group, we are committed to helping SSDI and SSI beneficiaries navigate the complexities of returning to work. If you are considering re-entering the workforce, contact us today to learn more about your options and how these work incentive programs can benefit you.

Source:

ssa.gov/work/

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