What Is The Most Approved SSDI?
When a disability begins to impact your ability to work, you should consider whether you qualify for Social Security Disability Insurance (SSDI) and other benefits. However, many people don’t apply because they’re worried about how much they can earn. In fact, one of the most common questions we get at the ADA Group is: what’s the most I can get approved for SSDI benefits? There’s no single answer to the amount of benefits you can receive, but you can get an idea of what it takes to qualify before you apply.
Determining Your SSDI Benefits
When no longer able to work, many people hope to receive the highest payment possible. However, your SSDI amount depends on several factors with the largest SSDI payment currently capped at $3,822 a month.
Work History
Because SSDI is partially based on contributions to Social Security, your work history plays a role in the amount of payment you will receive. The Social Security Administration (SSA) calculates your lifetime earnings before your disability. Your earnings are converted into credits that are added up to determine how much you will receive; the more credits you have earned, the higher your SSDI payment will be. Age plays a factor in qualifying, and younger applicants can often be approved for benefits with fewer credits.
Disabling Condition
Another factor that determines whether you qualify is having a disabling condition that’s expected to last for at least one year. The SSA has very strict definitions of what qualifies as a disability. During your application, you’ll have the opportunity to provide medical evidence that shows the impact of your disability.
There are several other factors that may increase or decrease the amount of SSDI you can receive.
- Retiring
- Death of a spouse
- Caring for a disabled child
- Starting work
Keep in mind that there are incentives to allow you to work while still receiving benefits as long as you are able. These work incentives can give you the ability to earn an income with the additional support of SSDI.
Most Commonly Approved Disabilities for SSDI
A common misconception about disability benefits is that having a disability automatically qualifies you. While you must have a qualifying disabling condition, you must also prove that your condition prevents you from working at a level of substantial gainful activity, performing your previous job, or adjusting to another type of work.
Qualifying conditions include both physical and mental conditions like:
- Musculoskeletal Disorders
- Sense and Speech Impairments
- Respiratory Disorders
- Cardiovascular Diseases and Disorders
- Cancer
- Immune System Disorders
- Neurological Disorders
Although the SSA’s definition of a disability can be narrow, the number of disabilities is actually quite large. That’s because the way the disability impacts your life and ability to work is more important in the SSA’s decision than what type of disability you have.
Get Help with Your SSDI Application
The type of information you include on your application can impact the amount of SSDI benefits you qualify for. An SSDI attorney at The American Disability Action Group can help you through the entire process to ensure you receive the benefits you deserve. If you’ve already received a denial or think you should be earning more, we can also help review your case to get the best possible outcome. Contact us today for a free consultation with a member of The ADA Group’s law team.
