How Much Will You Get in SSDI or SSI in Arkansas, Oklahoma, Mississippi, Tennessee, Texas, and Louisiana?
If you’re applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), one of the first questions you may have is: How much will I receive each month? While both programs are federally administered, your monthly payment can vary depending on your work history, income, and even which state you live in. For residents of Arkansas, Oklahoma, Mississippi, Tennessee, Texas, and Louisiana, understanding the differences between SSDI and SSI—and how local factors may impact your benefits—can help you plan more effectively. Our Arkansas & Nationwide Social Security Income Attorneys at American Disability Action Group are here for these questions.
Understanding SSDI and SSI Payments
SSDI is based on your earnings history. The amount you receive depends on how long you worked and how much you paid into Social Security through payroll taxes. In 2024, the average SSDI payment is about $1,537 per month, but the amount can range from a few hundred dollars up to a maximum of $3,822 for those with high lifetime earnings.
SSI, on the other hand, is a needs-based program for people who are aged, blind, or disabled and have limited income and resources. In 2024, the federal base SSI benefit is:
- $943 per month for individuals
- $1,415 per month for eligible couples
These amounts can be supplemented by state programs, depending on where you live.
State-by-State SSI Supplement Overview
- Arkansas: Arkansas offers a modest SSI state supplement for residents living in licensed adult care facilities or residential care homes. While the basic SSI payment doesn’t change for most individuals living independently, those in assisted living may receive an additional $50–$60 per month.
- Oklahoma: Oklahoma does not provide an optional state supplement for SSI recipients. This means most residents in Oklahoma will receive only the federal base amount. However, SoonerCare (Oklahoma’s Medicaid program) is available to SSI recipients, which helps offset healthcare costs.
- Mississippi: Mississippi also does not offer an SSI supplement, so recipients typically receive the federal base rate only. Still, Mississippi Medicaid automatically covers those who qualify for SSI, providing critical support for medical needs.
- Tennessee: Tennessee does not offer an additional state supplement for SSI. The maximum you can receive remains the federal limit. However, TennCare—Tennessee’s Medicaid program—is available to help cover healthcare expenses for SSI recipients.
- Texas: Texas does not provide a state-funded SSI supplement either. SSI recipients living in Texas will receive the federal base rate of $943 unless they live in a facility that provides additional support under another program. Texas does, however, offer a variety of Medicaid waiver programs to support people with disabilities.
- Louisiana: Louisiana does offer a state SSI supplement to certain individuals, particularly those in adult residential care settings or nursing homes. While the supplement amount may vary, it can increase monthly payments by several hundred dollars depending on your living arrangement and care needs.
Reach Out to Us Today for Help
Understanding how much you can receive from SSDI or SSI is essential when planning your finances. While SSDI amounts depend on your work history, SSI is more influenced by your income, assets, and state of residence. If you live in Arkansas, Oklahoma, Mississippi, Tennessee, Texas, or Louisiana, it’s important to be aware of whether your state offers additional support. At American Disability Action Group, we help individuals across these six states maximize their benefits and navigate the application process with confidence.