Common Mistakes to Avoid When Applying for SSD Benefits
Applying for Social Security Disability (SSD) and Supplemental Security Income (SSI) can be a complicated and frustrating process. Many applicants are denied the first time they apply, often due to common mistakes that could have been avoided. Understanding these errors can increase your chances of getting approved for benefits, especially if you live in states like Arkansas, Oklahoma, Mississippi, Tennessee, Texas, and Louisiana. Our Arkansas & Nationwide Social Security Disability Attorneys at American Disability Action Group are here to provide tips on how to avoid the most common mistakes.
1. Failing to Provide Complete Medical Documentation
One of the most common reasons applications are denied is a lack of sufficient medical evidence. The Social Security Administration (SSA) requires extensive medical documentation to prove that you are unable to work due to a disability. Failing to provide complete records, including doctor’s notes, test results, and treatment history, can result in a denial.
Make sure you gather all relevant medical records before applying. This includes obtaining medical documentation from every healthcare provider you’ve seen related to your disability. In states like Arkansas and Oklahoma, where rural healthcare can make medical documentation less accessible, it is crucial to start collecting records early.
2. Not Following Your Doctor’s Treatment Plan
The SSA wants to see that you are taking steps to treat your condition. If you are not following your doctor’s treatment plan, the SSA may determine that your disability is not as severe as you claim, or that it could improve with proper care.
Make sure you follow all prescribed treatments, whether it’s taking medications, attending physical therapy, or undergoing surgeries. If there are valid reasons for not following your doctor’s advice, such as side effects or financial constraints, be sure to document these reasons and inform the SSA. This is particularly important in states like Mississippi and Tennessee, where access to specialized healthcare might be limited.
3. Applying Too Soon
Many people make the mistake of applying for SSD or SSI benefits too early, before they have accumulated sufficient medical documentation or before they meet the SSA’s requirement of being disabled for at least 12 months. Applying prematurely can result in a swift denial.
Wait until you have been disabled for at least 12 months, or can demonstrate that your disability will last at least that long. In states like Texas and Louisiana, where large populations mean longer wait times for SSA offices, timing is crucial to avoid unnecessary delays in your application.
4. Failing to Provide Sufficient Work History
For SSD benefits, the SSA requires proof of a sufficient work history, which includes paying into Social Security through taxes. Many applicants overlook this requirement or fail to provide accurate information about their work history.
Ensure that you provide a complete work history and verify that you have enough work credits to qualify for SSD benefits. If you are unsure about your work credits, contact the SSA to review your records before submitting your application.
5. Filing Incomplete or Incorrect Paperwork
SSD and SSI applications require detailed information about your medical condition, work history, and daily living activities. Incomplete or incorrect paperwork is one of the most common reasons for application denials.
Take your time when filling out the application forms and make sure everything is accurate. Consider seeking help from an experienced attorney or advocate to ensure your application is complete.
6. Not Appealing a Denied Claim
Many applicants give up after their initial SSD or SSI claim is denied, even though a large percentage of denials are overturned on appeal. Not filing an appeal is a costly mistake that could delay your benefits for months or even years.
If your claim is denied, don’t be discouraged. You have the right to appeal, and many applicants are successful at this stage. In states like Oklahoma and Tennessee, where SSA appeal offices are handling numerous cases, it’s crucial to appeal as soon as possible to avoid long wait times.
Seek Legal Help Today
If you’re applying for benefits in Arkansas, Oklahoma, Mississippi, Tennessee, Texas, or Louisiana, be sure to take the time to prepare thoroughly and seek help when needed. If you need assistance navigating the SSD or SSI process, contact the American Disability Action Group today for expert guidance.
